Fantastic Family Home on a quiet street in Gold Bar! This 1120 sq/ft 3+1 bedroom home has had many recent upgrades done including Shingles, Soffits, Eves troughs, Vinyl Windows, High Efficiency Furnace, Hot Water Tank, Central Vac, Extra rigid foam insulation around the exterior, Added Attic Insulation and the list goes on! As well, there is a heated and insulated Double Detached Garage, the basement is fully finished, and the home comes with appliances and several storage sheds. Located on a beautifully landscaped 50×110’ Lot across from a large green space, this home definitely needs to be seen!
Fantastic Back Split Walkout home boasts central air conditioning, balcony off the master, and beautiful yard! Other great features include a kitchen skylight which helps create a bright home with plenty of natural light, the master has a large walk in closet and four piece ensuite, and the fully finished lower levels include a very large family room with gas fireplace, third bedroom, and third full bath! The nicely landscaped yard has a patio and natural gas BBQ hook up, the double attached garage is insulated and drywalled, and the kitchen stainless steel appliances are more of the many great aspects of this property that makes this truly a must-see home!
I have just listed a new property out by Lamont. It is a gorgeous equestrian property less than half an hour from Sherwood Park.
Bright, clean 1640 sq ft 5 bedroom, 3 bath ranch style bungalow. Open design around main floor fireplace. Features include convenient mud room off 4 bay attached heated garage, open design kitchen in maple and granite, newer windows and fully developed lower level. Lower development includes 3 good sized bedrooms with huge windows, a rumpus room, and large storage room/cold room. Exterior features include vinyl siding and aluminum interlock roof, new front door with lead window treatments, and new pored sidewalk. Outbuildings include 110×45′ hayshed, 60×40′ quonset, 60×40′ pole shed plus corrals, metal gates and round pen. Barn has 5 stalls with opportunity to expand. Large workshop located within the barn too. Just 18 minutes to Fort Saskatchewan and 25 minutes to Sherwood Park. An excellent opportunity for a premium equestrian operation.
If you are interested in an equestrian facility, we actually have several listed. And with lots of experience with horses, we can help you find the perfect place for you.
I received this great little article with some good news from a Mortgage Broker with whom I work closely.
Economists see lower interest rates ahead
Federal Reserve may embark on another asset expansion program
By James Langton |
Easier monetary policy in the cards for both Canada and the United States this year as growth falters and downside risks emerge, economists say.
In a research note, BofA Merrill Lynch is continuing to predict the next move from the Bank of Canada will be a cut in policy rates. Merrill notes that the recent softening in inflation “opens a window for easing monetary policy… that did not exist before.”
While slightly better U.S. economic news may keep the Bank on hold for the next few policy meetings, Merrill ultimately sees a further cut, “with the timing to be driven by the evolution of the U.S. and Europe sovereign debt situations — both of which have a high probability of deteriorating further in the months ahead.”
Meanwhile, for the U.S., Scotia Economics says a case can be made for the U.S. Federal Reserve Board embarking on another asset expansion program, after it experiments with published rate forecasts at the Jan. 25 FOMC meeting. It expects the Fed to initiate another round of asset purchases by about mid year, once growth and inflation show signs of waning.
It also believes that there is a bias to easing at the Fed, and that Fed officials also view it as easily reversible if necessary, which may make them willing to err on the side of additional stimulus.
If yet another round of quantitative easing is adopted, “That, in turn, would be more conducive toward a view that sees the Fed funds target rising by no earlier than market pricing and perhaps beyond mid-2014,” Scotia says.
Lee wrote:
I also just got word that some posted fixed rates are going down a little tomorrow. It seems there is a little volatility with rates lately and a lot of “rate specials” and “restricted offers” from various banks right now. Allow me to clarify for your clients what product will suit there needs best as “the lowest rate” may not be the mortgage that suits their needs best. I look forward to hearing from you if you have any questions or client referrals, thank you.
You can walk everywhere from this awesome location just north of Downtown. Two bedrooms with 1.5 baths plus an ensuite. Built in 2002, this beautiful home features neutral decor, laminate flooring and a full basement waiting for you to make it your own. Pride of ownership shows and so you can just move in without worrying about doing anything. Good sized deck off the back and it comes with 5 appliances. Perfect for an investor or a first time home buyer.
You can see the pride of ownership in this two bedroom, 2 bath condo in Rutherford. 2 titled parking spots make it ideal for an investor or for a couple. Each parking spot has a storage locker. 1030 square feet has in suite laundry, stainless steel appliances and a gas fireplace. Nine foot ceilings along with neutral decor, stunning tile backsplash and dark hardwood and tile make this condo stunning and trendy. 18+ complex includes a large games/social room, exercise room and a theatre room. It is truly a must see.
We hear about it all the time, but it’s still so abstract. Someone steals your identity and starts to open up credit cards in your name. It can take a huge amount of time to fix and to restore your credit history.
There is insurance to cover you in case of identity theft, but please ensure that they provide someone who will help you should your identity be stolen.
Of course, the best way to deal with identity theft is to do your best to prevent it from happening. I went to a conference recently about just this topic and wanted to share a couple links that I found useful.
Be careful when using a Tablet since security settings can be set by default to not protect you. This article talks about how the newness of tablets creates a security loophole and it offers a few ideas to help you protect yourself.
7 Simple Ways to stop the Suckers if you have an iPad. This article gives you practical advice if you use an iPad to help lock down your settings and protect yourself.
Sometimes a little bit of work spent preventing a theft can save you hours of time trying to fix it after the fact if it is stolen.
A link to the 2011 CMHC Canadian Housing Observer came through my inbox the other day and I thought it might be interesting to you. It is 180 pages, so you might want to read it on your computer and just print relevant sections. It is the annual report of the Canadian Mortgage and Housing Corporation and talks about the state of housing in Canada last year.
The great thing about working with professionals is that they are professionals. We have worked hard to build up a great network of people who share similar beliefs about how to get the job done and they share interesting information.
One of the mortgage brokers we work with, Lee Politano of TD Canada Trust, recently sent me a list of Edmonton Holiday Events which I thought I would share. I’m hoping to get to a few of these with my family.
December 1 – 4: Festival Of Trees – Shaw Conference Centre
December 2 – 23: A Christmas Carol – Citadel Theatre
December 3: A Zoo-rific Christmas – Valley Zoo
December 4: Santa Claus Parade – Downtown Edmonton
December 9 – 11: The Nutcracker – Northern Alberta Jubilee Auditorium
December 9 – 23: Christmas Reflections – Fort Edmonton Park
December 11 – Jan 1: Candy Cane Lane Opens
December 11 & 18: Snowflake Sunday’s – Muttart Conservatory
December 16 – 17: Handel’s Messiah – Winspear Centre
December 16 – 18: The Edmonton Singing Christmas Tree
December 16 – 30: The Wizard Of Oz – Festival Place
December 18: Snow and Ice – Art Gallery of Alberta
December 19 – 23: Christmas in the Park – Fort Edmonton Park
December 31/Jan 1: Edmonton‘s First Night Festival
